Protection

Many businesses focus on protecting their physical assets and may often overlook the protection of their owners and key people. The death or critical illness of a business owner or key person is likely to destabilise the company's ability to produce income and, ultimately, survive. Business protection can cover a business's liabilities, key people, and shareholders. The sudden loss of…

Ensure your financial security for when you might need it most. There are a number of reasons why you might need life cover and critical illness cover. If you have dependents, then it is important to make sure that they will be financially secure if something happens to you. If you have a mortgage or other debts, then life cover…

Millions battling with financial hardship, relationship stress and sleepless nights Fear, worry, and stress are normal responses to perceived or real threats, and at times when we are faced with uncertainty or the unknown. So it is normal and understandable that people are experiencing fear in the context of the COVID-19 pandemic. The pandemic and the resulting economic impact has…

If you have accumulated a number of Individual Savings Accounts (ISAs) over the years, keeping them all in one place could give you better control and help you save money. There’s a common misconception that you can’t move your existing ISAs from one provider to another. Whether you have a Cash ISA or a Stocks & Shares ISA, it could…

What would life be like if you were diagnosed with a serious illness? Things could change very suddenly. You’d get your family together and tell them what was going on. Before long, you’d start spending time in hospital for treatment. You may also need to take some time off. It’s hard to know what the financial impact of all this…

Life-Changing Cover, For Life-Changing Events The coronavirus (COVID-19) pandemic has caused many households to reassess their financial defences with the purchase of protection insurance. The diagnosis of a serious illness can mean a very difficult time for your health and your wealth. If you were to become critically ill and could not earn a living, would your family cope financially,…

Reading time: 2 minutes > Buying a property is usually the biggest financial obligation many of us will take on in our lifetime, and it’s an obvious moment to pause and consider our protection needs. The most common types of mortgage protection usually consists of mortgage life insurance with critical illness cover and mortgage payment protection insurance (MPPI). Nobody wants…