Waverton

Pensions & Retirement

Retirement freedoms

Ensure your future income will allow you to enjoy the lifestyle you want Preparing for retirement is like getting ready for a journey – it never goes quite as planned. But the better the plan, the better the outcome. When things go wrong, you want to have the flexibility to adapt to changing circumstances. You never know what retirement will…

WavertonAugust 19, 2020

Estate & Tax Pensions & Retirement

Planning a move abroad?

Undertaking what is required takes a great deal of thoughtful consideration You’ve always dreamed about living abroad, but how do you make that a reality? The first practical step is to think about where you are in your life and weigh up which options are available to you. Factors like your age, financial situation and skill set will come into…

WavertonAugust 13, 2020

Pensions & Retirement

Top 10 countries to retire abroad

Living in a place where the lifestyle and cost of living matches your financial situation Are you ready to spend your golden years in comfort, style and maybe even a bit of luxury? As a retiree, you’ll want to be able to live in a place where the lifestyle and cost of living matches your financial situation. It goes without…

WavertonAugust 11, 2020

Savings & Investments

How sustainable is your portfolio?

Increased investor focus on environmental, social and governance considerations Environmental, social, and governance (ESG) issues continue to be a priority for many investors. Your values define you. But do your investments reflect who you are? Increasingly, investors are urging companies to build ESG considerations into their long-term strategy, bringing it up during engagements and using shareholder proposals to force companies…

WavertonAugust 6, 2020

Property

Freeing up extra money

Home is where the heart and tax-free wealth is! Preferring to remain in their own homes for as long as possible is, for many people, increasingly becoming an important part of how they view older age. There may be several reasons for this: to keep the family home, stay close to friends or remain in comfortable and familiar surroundings. The…

WavertonAugust 3, 2020

Family

Family Finances

Traditional spending and saving habits have been turned upside down Household finances, including spending and saving patterns, have deteriorated drastically since the coronavirus (COVID-19) lockdown, despite unprecedented Government support. Traditional habits have been turned upside down, and household budgets that guided our incomings and outgoings before the pandemic are no longer valid. Analysis of consumer sentiment alongside official household spending…

WavertonJuly 30, 2020

Budgeting & Financial habits

Time in the market, not timing the market

Don’t get distracted from staying focused on your investment goals Investment market swings can be unnerving, but they shouldn’t distract you from staying focused on your financial goals. Periods of market volatility, like whose we’ve seen over recent months, will undoubtedly be unsettling times for most investors. The risks of incurring losses can make holding investments difficult to bear, with…

WavertonJuly 23, 2020

Business & Employment

Presenteeism during lockdown

Levels reach record highs in organisations as stress at work rise Unlike absenteeism, presenteeism isn’t always apparent. You know when someone doesn’t show up for work, but you often can’t tell when or how much illness or a medical condition hinders someone’s performance. Lockdown has taken its toll on many UK employees, as new research reveals that nearly half (46%)…

WavertonJuly 21, 2020

Budgeting & Financial habits

Financial fallout from Covid-19: Impact on the nation’s wealth and financial security

It is becoming uncomfortably clear that while not everyone has been physically affected by coronavirus (COVID-19), every single one of us will be impacted financially. During the pandemic, savings and investments have been volatile, as have wages and jobs. As a result, the virus has affected the majority of people’s savings habits according to new research. 6 in 10 savers…

WavertonJuly 8, 2020

Waverton Wealth

Build Back Better: Park Life

I think everyone has been horrified by the recent images of crowded beaches and parks that are then left strewn with litter. In Edinburgh, Ian Rankin took to Twitter to express disgust at the state The Meadows was left in following a recent bout of sunshine. As a student I spent many happy afternoons on the Meadows amongst the mandatory…

WavertonJuly 3, 2020